Thursday, October 9, 2014
Ushindi Group - Uganda
I have gotten behind in listing the exciting new Kiva loans that have been partially funded by readers of this blog so here is the report.
In the last several months some of our previous loans to entrepreneurs in the developing world have been paid back. That plus affiliate profits earned through amazon.com have enabled me to lend to four additional borrowers.
Photographed above is the Ushindi Group of Uganda. They are a group of entrepreneurs who pool resources together to help fund their various enterprises. One of its members is Mary-Anne. She sells used shoes and seeks the loan to expand her business so she can feed her daughter and send her to school. She is grateful for this opportunity to receive this loan despite lack of collateral.
This is a group of farmers from Mali. They will use the loan to buy seeds and pay farm costs.
Basher Mosha Group - Yemen
One of the members, Aisha, sells women's clothing and accessories door to door. The loan will help Aisha increase her inventory.
Igball - Kosovo
Igball took out a prior loan from Kiva, which has been repaid, to purchase a cow for milk sales. That improved her living standards so she seeks this second loan to purchase another cow for the growth of her business.
Thanks to my readers for helping fund these microloans. You have made a difference in the lives of people in the developing world. To participate in future loans simply use access amazon.com through banners on this website for your purchases at no extra cost to you. One hundred percent of affiliate profits earned to this website get issued to Kiva loans. When those are repaid the money continues circulation in new loans, making Moonbeams and Eco-Dreams sort of a mini micro-lending foundation.
Wednesday, May 21, 2014
In April I received $20 in Amazon.com affiliate profits. Today I combined that with $3.67 repaid from some of our other Kiva borrowers and a dollar and change from my own bank account to issue our third loan. This one goes to La Colmena Group of Ecuador.
La Colmena is a cooperative of individuals who share business expenses for the benefit of the entire group. A portion of this loan will go to Bolivar.
Bolivar rents a house in a poor neighborhood in San Lorenzo where he lives with his wife and four year old daughter. His wife, who is 70% disabled, works as an office cleaner. Bolivar has worked as a bricklayer for years, but the work is unsteady. He plans to use this loan to acquire his own bricklaying tools, such as hammers, trials, and a mixer, so he can form his own bricklaying team to provide work for himself and others.
I chose these borrowers because of their excellent repayment history. When their loan is repaid it will be re-loaned to another hard working Kiva entrepreneur in the developing world.
Thank you for giving hard working teams, like La Colmena Group, who are often overlooked by traditional banking institutions for lack of collateral, these opportunities to thrive.
To help fulfill future loans simply use our Amazon.com banners at no extra cost to you the next time you make a purchase. 100% of affiliate profits go to these Kiva loans.
To join our team page click here.
Wednesday, April 23, 2014
(Families Celebrating After Vote)
We're in The House chamber, forty of us with The Epilepsy Foundation of Kentuckiana. They actually passed this thing, medical cannabis oil for children. In Kentucky! 98-0! I look around. Parents are elated, but somber too. A room full of people that finally get to exhale, but not completely. Never completely. Our kids' lives are about to get better, but they will never be great. One of them has a seizure on The House floor while a nearby legislator looks on, weeping. There will always be feeding tubes, wheelchairs. The infant sitting next to me will still have a life expectancy of two. My son will still have to make his way in a world that assaults his senses while his mother fights for her life. But we smile because we know it is a great day. Our children may one day have less seizures and some of them might even live longer now. For today that is enough.
*This is the project I have been working on all winter has kept me from Moonbeams and Eco-Dreams. The week this passed we were asked to write a vignette in my writing workshop. I was still processing my emotions from the day and this came out as part two of what will eventually be a three part vignette.
Path Cleared for Final Passage of Kentucky Cannabis Oil Bill - Wave 3 News
Monday, April 7, 2014
My last two Amazon.com affiliate checks together yielded enough earnings to fund not one but TWO new Kiva borrowers. Thank you, readers, for supporting this project.
This time our loan was issued to Flor Y Cielo, a small community bank in Bolivia. Flor has eight members who run a variety of businesses like cattle rearing, farming, delivery driving, and store ownership. Hard working entrepreneurs in the developing world like Flor Y Cielo are unable to access traditional bank loans to expand their businesses due to lack of collateral. Kiva and crowd source donors such as yourselves make it possible for these families to lift themselves out of poverty.
To help fulfill Flor Y Cielo's loan you can join our team page and make a donation. To help fund future Kiva donors through Moonbeams and Eco-Dreams simply access amazon.com through the banner on the side bar of this website for your purchases at no extra cost to you.
Saturday, April 5, 2014
A few years ago I had the dream of turning this blog into a mini micro-lending foundation to benefit low income entrepreneurs in the developing world through the non-profit organization Kiva. Since this blog does not receive a lot of traffic I wasn't sure how the project would go. And for the first year it didn't. But once I posted about how I cured my intractable insomnia with a light box and by wearing blue blocker glasses at night, information I found in medical databases, the project really took off. People started buying light boxes and blue blockers from my Amazon.com affiliate links on the page and shared the link with other insomniacs.
Then I noticed something else: people weren't only buying light boxes and blue blockers, but unrelated items. It appears some people are now people going out of the way to access Amazon for their routine purchases through banners on this page to help with the project, which is wonderful. The blog has been lately earning enough now to issue about three loans monthly. There is a few months' delay to when I receive payments, so the full amount of loans we will issue remains to be seen, but I can tell by my sales statistics that the number keeps growing. And remember, once each loan is re-paid those funds are issued to other borrowers in a continuous cycle. Moonbeams and Eco-Dreams has indeed become the mini foundation of my dreams. Thank you, readers. You are making a difference.
Now, about Hamid. He is a farmer from Tajikistan. Many of the countries served by Kiva to not have state funded public education, so if parents cannot come up with the resources the children can't go to school. Hamid still has one child to get through school, so he wants to cultivate a new plot of land to help cover education costs. He will use the funds to buy seedlings and mineral fertilizers.
To help fulfill the rest of Hamid's loan click here or join our Kiva team page here. You can also help by accessing Amazon.com for your purchases through the store banners on the sidebar of this website, at no extra cost to you. One hundred percent of affiliate profits earned by this website are donated to this cause. Thank you for your support.
Tuesday, February 18, 2014
"It's time for you to get cancer."
During the summer of 2013, several times a week I'd wake in the middle of the night to the thought, "It's time for you to get cancer". I ignored this because it pissed me off. I thought my brain was just screwing with me, like a recurrent nightmare or something. I even mocked it. Like damn, I forgot I set up that cancer getting appointment - how inconvenient!
An Archetype From Beyond
A local woman named Cheryl died of cancer a few years ago. She was a friend of a friend. In the summer of 2013, about five months before receiving my breast cancer diagnosis, I could not stop thinking about Cheryl, which was strange since I didn't know her. It was almost like something about her was trying to break through my consciousness and get my attention. This went on for a while. I told our mutual friend this at church one day and we tried to figure out what it could mean. I'm not implying that the spirit of a stranger was trying give me a dire warning from beyond. I just think my body was using Cheryl as an archetype to warn me that I too had cancer, but I didn't pick up on it. Both my parents had cancer, but it is normal for me to think about them a lot. This had to be a person I had no reason whatsoever to think that intently about. I think that's why my psyche chose her.